Equipment finance

We specialise in this area of finance. Acquiring vehicles and equipment for your business needs is essential, without having to use the equity in your property or other assets. 

Purposes

• Motor vehicles
• Trucks, buses, earthmoving equipment
• Computer & IT equipment
• Furniture & fit-outs for business premises
• Engineering & general equipment

Any asset can be financed, subject to lenders acceptance of the goods to secure the loan. The loan term and residual, if any will suit the type of equipment being acquired. The type of facility will depend on the equipment, your taxation, cash flow, and structural requirements.

Finance Types

• Lease Finance
• Commercial Hire Purchase
• Chattel Mortgage or Equipment Loan
• Novated Lease
• Consumer Loan

We can also structure repayments to suit cash flow & GST input tax credits. It's essential that you discuss the type of facility and structure with an expert, otherwise you could end up with a non deductible loan, or a debt much greater than the value of the equipment during the term. We can also arrange finance for goods that you have recently acquired which are not encumbered by any other loan.

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