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                                  Our Commitment to Privacy and Responsible Use of Information

                                  This privacy policy applies to information collected by Finance Select (NSW) Pty Ltd & Finance Select Pty Ltd, collectively known as Finance Select. We understand your concerns about privacy and security of personal information. We are committed to protecting all personal information about you  that we hold. This privacy policy describes how we manage your personal information and safeguard your privacy.
                                   
                                  The National Privacy Principles 
                                  The National Privacy Principles ("NPPs") strengthen protection of your privacy. Since 21 December 2001, most private sector organisations in Australia must have complied with these requirements.
                                   
                                  Information collected 
                                  We only collect personal information that is necessary for us to perform our functions. The kinds of personal information we collect and hold will depend upon the type of products and services you request from us. However, it may include: 
                                  - information you give us when you request a product or service from us. This information will include your name, address and contact details 
                                  - information about you such as your financial position and information obtained from credit checks (but only if you have authorised us to carry out those checks).
                                  - communications between us and your lending manager 
                                  - if you have or had a product with us, transactional information about the use of that product 
                                   
                                  Use of our web site 
                                  We will collect some information from you when you use this website. Your use of the facilities and services available through the website will determine the amount and type of information we collect about you. Some of this information will not be personal information because it will not reveal your identity. The only personal information which we collect about you when you use the website is what you tell us about yourself; for example, by completing an online form such as a careers interest or asking for details on a specific product or by sending us an email. We will record your email address if you send us an email.
                                   
                                  When you visit the website, our server places small pieces of data known as 'cookies' on your hard drive. Cookies are pieces of information that are transferred to your computer when you visit a website for record-keeping purposes. Most Web browsers are set to accept cookies. However, if you do not wish to receive any cookies you may set your Web browser to refuse cookies. We use cookies to provide us with aggregate (anonymous) information on how people use our website and to help us to know what our customers find interesting and useful in our website. We do not link this information back to other information that you have provided to us.

                                  Using and Disclosing Your Personal Information
                                  Any personal information that we collect about you will be used by us: 
                                  - to assess your applications for products or services that we may provide; and
                                  - to provide you with the products & services

                                  We may also use your personal information to help us develop other products and services and to provide you with information about other products and services offered or distributed by our related companies or us.

                                  Contracting out services and disclosures 
                                  We may contract out some of our functions (such as mailing) to external service providers. We may disclose your personal information to these service providers but only so that they can provide the services that we have contracted out to them.
                                   
                                  Your access to your personal information 
                                  From 21 December 2001, in most cases, you can gain access to the personal information that Finance Select holds about you. We  aim to ensure that the personal information we retain about you is accurate, complete and up-to-date. To assist us with this, please contact us if any of the details you have provided change. If you have concerns about the completeness or accuracy of the information we have about you, we will take steps to correct it.

                                  Changes to our privacy policy 
                                  From time to time our privacy statement may change. We may notify you about changes to our privacy statement by posting an updated
                                  version on this website
                                   
                                  Contacting us 
                                   
                                  If you would like more information about how we manage your personal information, or you have any questions, or wish to complain
                                  about a breach of your privacy, please contact us or write to us at:

                                  The Privacy Officer
                                  Finance Select
                                  P.O. Box 339
                                  Campbelltown NSW 2560
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